Religious Institutions and Non-Profit Insurance
Growing Old Doesn’t Mean Growing Up
The median age in the United States continues to increase and Northeast Ohio is growing older faster than most other urban areas. With that in mind it is great to know the area is blessed with many great non-profit nursing homes and assisted living facilities that meet the needs of our aging society. Unfortunately, I…
Read MoreAll About Professional Liability Insurance Coverage for Your Church
General Liability insurance coverage is protection against accidental occurrences which are not excluded by contract language. Common examples of covered General Liability claims are slips and falls on church property. A member or visitor may slip on ice in the parking lot in the winter months and end up with a broken leg and arm.…
Read MoreCatastrophic Violence … An Occurrence with More Frequency
Threats of violence have increasingly given way to actual acts of violence. The risks can be elevated when large gatherings of people congregate to protest a hot button social issue, and the protest turns from peaceful to incendiary. At the other end of the spectrum are situations which can and have recently culminated in a…
Read MoreA Checklist for New Board Members: Can You Check Yes?
As a new member on the board the journey you are beginning can be very rewarding in helping your church reach its’ goals but understanding your responsibilities is a key to that success. “But as for you, Daniel, conceal these words and seal up the book until the end of time; many will go back…
Read MoreWhat’s It Worth to Us?
Learn about functional value as a potential alternative for older church buildings Read why functional value may be a practical choice for older churches Generational shifts in church membership are real and widespread. With headcounts dropping and expenses maintaining at best, many churches are exploring options to cut costs. For those churches which qualify, the…
Read MoreSafe Church Policy
What is meant by the term “safe church policy”? Essentially, it is an intentional plan implemented by a church to prevent acts of sexual abuse. A safe church policy is designed to protect all persons from acts of sexual abuse, whether an alleged act is committed by a person of authority (i.e. minister, pastor, rabbi,…
Read MoreOh No! When Your Church Upsets More Than Stomachs
What do the church picnic, annual potluck, and bake sale fundraisers all have in common? Give up? The answer is people helping people in a multitude of different traditions. The classic summertime picnic for your church is usually the highlight of the events and is greatly anticipated by all. The thoughts of what dish I…
Read MoreBring Back Church Socials
Learn why bringing back church socials may be positive for your church. Read five suggestions to bring back church socials. What exactly is a church social? You won’t find the term “church social” in the Bible or Merriam-Webster’s dictionary. So, what is a church social? For the purposes of this blog, I’ll exercise creative license…
Read MoreWhat Property Insurance Options Do I Have For My Church?
As we drive through the countryside we cannot help but to enjoy the different scenery some plain and some really interesting. Some of the most diverse buildings I think you will find are Churches. Some are simple and plain while others are very stately built with stone, and can be very ornate. I was recently…
Read MoreInjury to a Church Volunteer, Who Pays?
Steve, a hypothetical church volunteer in this example, is a longtime, trusted, and active church member. Steve helps the church in all manner of tasks, from participating in counting the weekly collection on Sunday morning to knocking off icicles on the church gutters. Recently Steve was injured on church property when he fell about six…
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