Religious Institutions and Non-Profit Insurance
Stop Damaging Roof Dams Now
Preventing Ice dams on your Church’s roof. Christmas is a week away! Do you remember the below 0 weather last Christmas? I do and I clearly remember all of the calls the agency received 2 weeks later when the weather warmed up and Churches started calling us that water was dripping thru the ceiling of…
Read MoreLights On for Church Camps
Discover what some church camps are doing to remain financially viable. Learn some basic insurance and legal considerations regarding church camp changes. Church camp has always been very much for and about kids. This was true well before today’s refrain of “It’s for the kids. It’s all about the kids.” attained popularity, usually in reference…
Read MoreDon’t Neglect Loss Control Basics for Your Church
On average 1,300 church fires are reported each year, don’t become a statistic. With more than $40,000,000.00 in fire damage occurring in Churches each year, this is a great time to review some basic loss control items around your Church. Arson comprises 25% of church fires, 30% of church fires result from mechanical failures related…
Read MoreChurch Life is What People Make It
Discover a few possibilities that may reinvigorate a church with weak attendance. Learn an exercise to redefine church life, which may help struggling churches. The challenge for mainline Protestant churches in the 21st century continues to be attracting people. While churches have buildings, and some have healthy sources of income, a great many are struggling. People…
Read MoreSummer Mission Trips Are Around the Corner, Are You Ready
What an exciting time for your Church’s youth as they get ready for their mission trips. While Church leaders are getting their students ready physically, spiritually and mentally don’t forget about the mundane. Make sure the Church’s vehicles are ready to complete their job, nobody wants to miss part of the mission trip experience while…
Read MoreCheck All Mirrors Before You Merge
Learn one area of non-profit, tax-exempt status that is often misunderstood. Read why churches and non-profits should carefully monitor tax-exempt status. Throughout history, churches have received the benefit of some form of tax relief. In the United States, the granting of tax exemptions to churches pre-dates the American Revolution. Today, the widely recognized tax-exempt status…
Read MoreLightning Strike Technology; While it Maybe Old it is Still Effective.
According to the Insurance Information Institute 30% of all church fires are started by lightning strikes. With that in mind why don’t more churches use Lightning Rods to prevent damaged caused by lightning? Lightning Rods originally developed by Benjamin Franklin in the mid 1700’s still offer an effective method to divert the energy of a lightning…
Read MoreIt’s That Time of Year Again
Learn how to lower the likelihood of a major water damage loss occurring inside your church’s property(ies). Read a few measures to help protect your church from experiencing indoor pipe bursts. January. The coldest, snowiest month in Ohio, historically. As Christmas and holiday decorations are stowed away by church members, this is an opportune time…
Read MoreIf a Recession lies ahead is your Church ready?
Inflation is sitting near 8%, the Federal Reserve has indicated its target rate for the Federal Funds Rate will be 4.4% by the end of 2022, the major markets are all in the red for the year and requests for assistance to your Church continue to rise. This is the time to review your Church’s…
Read MoreAmazing Service Begins at Your Church
By John Bouhall, CPCU Here is the church, Mission, service, praise. Open the doors, Hands, heads, and hearts raise. Extend a hand, Gladly volunteer. Impart your skills, So needed right here. See with your eyes, Church buildings need care. Survey the grounds, Paint, seal, and repair. Plan through the year, Know what to expect. Fix…
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