Posts Tagged ‘loss control’
Church Fire
On average 1,300 church fires are reported each year, don’t become a statistic. With more than $40,000,000.00 in fire damage occurring in Churches each year, this is a great time to review some basic loss control items around your Church. Arson comprises 25% of church fires, 30% of church fires result from mechanical failures related…
Read More9 Tips for getting your rental properties ready for an enjoyable Summer in Greater Cleveland.
Today people rent for many reasons and renting is looked at differently than it was in the past. So, it is imperative that as the owner of residential rental properties your properties are ready for summer so your tenants can enjoy their Cleveland summer inside and outside. Below is a list of 9 items you…
Read MoreCommercial Building Insurance What’s It All About?
Running a business comes with many responsibilities, and one of the most crucial is ensuring your physical assets are well-protected. According to the Federal Emergency Management Agency, 40% of small businesses never reopen after experiencing a significant disaster, highlighting the critical need for commercial building insurance. This coverage safeguards your property against various risks and provides…
Read MoreSound the Alarm
On Wednesday, March 19, 2025 at 9:50 am the Ohio Emergency Management Agency and the National Weather Service conducted a Statewide Severe Weather Tornado Drill. While holding a drill is important, for you and your family you should also create an emergency plan in case there is a tornado or other severe weather situation like…
Read MoreWhat Lies Ahead for Churches Looking for Insurance?
Over the past six months our agency has seen a massive increase in calls for insurance coverage for Churches that have had their insurance coverage cancelled. What lies ahead is unknown except many of these Churches are going to have sticker shock. Premium increases have been affecting all lines of Property and Casualty Insurance. But…
Read MoreProtect Your Church From a Troubling Surge in Vandalism
Vandalism has occurred throughout Greater Cleveland’s Churches. From Annunciation Greek Orthodox Church in Tremont, to Immaculate Conception Church in Willoughby to St. Francis de Sales in Parma no area Churches are immune from this troubling trend. But what can a Church do? Locking your doors and walking away is not enough today and with more…
Read MoreYou Are Never Too Busy to Identify Risk
It has been very busy at the agency over the last 2 months and I did not realize that I was supposed to write a blog for the agency this week. I know this sounds like an excuse but I was still able to find a great info-graphic from our partners at Travelers Indemnity that…
Read MoreWater Water Everywhere
Water damage claims continue to mount for insurance companies and newer technology is available to reduce or even eliminate these losses. One of our partner companies reported in 2022 41% of their property losses were related to interior water damage. Frozen pipes, broken water supply lines or failure of Polybutylene pipe. No matter the cause…
Read MoreWarranty Clauses Are Sneaking Into Commercial Property Insurance
The Commercial Property Insurance landscape continues to shift, companies are leaving the marketplace, capacity is being reduced, minimum deductibles are being increased and premiums are going up. However, a not so obvious change is the adding of Warranty Clauses to the policy. What is a warranty in an insurance policy? They are statements made by…
Read MoreDon’t Neglect Loss Control Basics for Your Church
On average 1,300 church fires are reported each year, don’t become a statistic. With more than $40,000,000.00 in fire damage occurring in Churches each year, this is a great time to review some basic loss control items around your Church. Arson comprises 25% of church fires, 30% of church fires result from mechanical failures related…
Read More
