Many artisan contractors may find themselves needing to dig a trench. It could be a plumber replacing a sewer line, a carpenter digging a foundation or a waterproofing contractor working on an existing structure. Spring is upon us in Northeast Ohio, and even with all of the issues with COVID-19, artisan contractors are getting back…

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Church pastors go about their business every day of the week. They are professionals frequently “on-call” visiting the elderly, consoling the sick, religiously educating youth and adults, officiating at religious ceremonies, praying for people everywhere, and preaching the Word. One of the thornier areas of pastoral professional duties is that of counseling. Church members can…

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March marks National Women’s History Month, a month dedicated to the contributions and legacies of women. It would be remiss of us to not recognize the women who make up our own field. The insurance industry is a women-dominated field, making up about 60% of the workforce each year. The kicker is women are underrepresented…

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Northeast Ohioans who operate independent businesses from home are a diverse population from stay-at-home parents to semi-retirees. Some are budding entrepreneurs, and some are earning money doing what they love to do. The bottom line is home-based businesses generate business income. The standard homeowner’s insurance policy covers some business personal property, but it excludes any…

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Learn how investment property owners may lower the risk of water damage. Read about basic factors to consider when evaluating water detection devices. Investment property ownership is all-in. It involves property, people, and the pocketbook. In a nutshell, you’ve got to be able to responsibly manage all three. Uncertainty, the unexpected, and sometimes the unknown…

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Spring is upon us. The church you visit, belong to, are a member of is now more active than ever. Spring cleanup, spring planting, and Spring/Summer programs are all underway. The church has many member volunteers all working together to create the best experiences for the church community. What happens in the event that a…

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Happy 35th Anniversary to the Insurance Board! Culture: That may seem a strange title for a blog post from an insurance agent, but with the importance of culture in our role servicing Religious Institutions throughout Northern Ohio, I believe it an important point to discuss. One of our partners, the United Church Insurance Associations (dba…

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Are you a small-business owner looking to save some money? Cutting hidden costs is one huge step to helping your bottom line. Hidden costs have a way of adding up over time, costing your business a substantial amount of money in the long run. Here are five ways to help you cut some hidden costs…

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Read about the business of business and commercial insurance you never knew. Learn why specialty lines, E&S, commercial insurance exists. Own a car? Ride in a car? Use public transportation? Take any prescription medications? Fly on an airplane? Ever been up, up, and away on a hot air balloon? Many of us can check off…

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How often do you get to your office go through the rear entrance and not even notice the condition of the parking lot your customers and guests see or not notice gradual deterioration of an item? Having a simple checklist can help! • Check for cracked and crumbling pavement. • Parking blocks are secured and…

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