Forty-six states including Ohio have instituted comparative or modified comparative negligence laws to determine who is at fault in a car accident involving two or more vehicles. (read more) To better understand comparative negligence, a quick history lesson of contributory negligence may help. Still used by four states and the District of Columbia to determine…

Read More

Stained glass windows do so much more than keep the weather out and let light in. The soothing colored light that reflects through your stained glass windows provides your Church, Temple or Mosque with a calming and reverent atmosphere that has a very real emotional impact on your church members, friends and visitors alike. Your…

Read More

Learn what investment property owners should know about water damage coverage. Read perspective about investment property insurance and water damage losses. It is absolutely true that water damage losses can be extensive and expensive. It is also true that property insurance is not designed and does not cover all risks of loss to property. Today’s…

Read More

My friend, Joe, was informed by a tenant in one of his buildings early Sunday morning that a burglar broke into the apartment building and had stolen money from the coin operated washers and dryers. Not only was the door and doorjamb broken, but the damage to the washers and dryers was severe and a…

Read More

Don’t neglect loss control basics for your church during these difficult times. On average 1,300 church fires are reported each year. With more than $40,000,000.00 in fire damage occurring in churches each year, this is a great time to review some basic loss control items throughout your physical plant. Arson comprises 25% of church fires,…

Read More

We all have aging parents, siblings, relatives or friends that may need our help as they age. Some events in our lives may trigger the involvement of probate court.  The probate courts oversee the proper settlement of estates and management of guardianship. Let our Q & A section help you understand the process. What are…

Read More

Read why commercial property rates are increasing in all locations in 2020. Learn about one, across-the-board effect of catastrophic commercial property losses. Cleveland and Northeast Ohio are home to a wealth of commercial real estate. The gamut includes world class health care facilities; cultural institutions; theaters; research, manufacturing, and food processing operations; apartment buildings; churches;…

Read More

Approximately 60 occupational fatalities occur each year due to backover accidents. This number can be reduced by implementing additional safety standards for your commercial auto fleet and reduce your auto insurance premiums. OSHA’s standard for motor vehicles only requires a backup alarm “audible above the surrounding noise level” on any vehicle with “an obstructed view…

Read More

With May’s unemployment rate in Ohio sitting at a staggering 13.7% due to COVID-19, Richey-Barrett Insurance has been receiving a large number of requests for insurance from startup landscape contractors. Unfortunately, our closing rate has been much lower than normal for theses artisans, and I am concerned many of these startups are going without the…

Read More

Finally the first weekend with beyond gorgeous weather, that makes everyone starting to think of all the upcoming summertime fun! If you own a pool at one of your investment properties, it may be time to start planning the maintenance your pool requires. Everyone knows the saying “Safety first!” Therefore, let’s review some basic pool…

Read More