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A Closer Look at the Costs of Tariffs to American Farmers
Recently, tariffs have increasingly become a tool in U.S. trade policy, aimed at protecting domestic industries and negotiating international trade deals. Often regarded as a means to bolster American economic strength, the impact of tariffs on certain sectors – particularly agriculture – can prove to be disruptive. American farmers know that tariffs mean lost marketing…
Read More9 Tips for getting your rental properties ready for an enjoyable Summer in Greater Cleveland.
Today people rent for many reasons and renting is looked at differently than it was in the past. So, it is imperative that as the owner of residential rental properties your properties are ready for summer so your tenants can enjoy their Cleveland summer inside and outside. Below is a list of 9 items you…
Read MoreNeed, Greed, and Deed
Learn about church embezzlement and basic safeguards to prevent or detect it. Read two examples of church embezzlement involving access to cash and credit card. Embezzling is stealing. It happens everywhere, from within corporate cubicles, to behind the desks of public officials sworn into office, to right under church roofs. It is actually common in…
Read MoreCommercial Building Insurance What’s It All About?
Running a business comes with many responsibilities, and one of the most crucial is ensuring your physical assets are well-protected. According to the Federal Emergency Management Agency, 40% of small businesses never reopen after experiencing a significant disaster, highlighting the critical need for commercial building insurance. This coverage safeguards your property against various risks and provides…
Read MoreBox ‘Em Up or Box It In
Read about differentiating between contractor corner-cutting and responsible cost evaluation. Learn why corner-cutting may negatively impact your contracting business and its insurance. Cutting corners is a well-known practice throughout the construction industry. Not every construction contractor engages in cutting corners, but enough do that their reputation precedes them. With the introduction of widespread on-and-off tariffs…
Read More5 Common Farm Insurance Mistakes and How to Avoid Them
Farming is a complex and high-risk business endeavor, which faces everything from unpredictable weather patterns to fluctuating market prices. Insuring yourself and your operation properly helps protect your livelihood. However, farm insurance is largely misunderstood, causing farmers to make mistakes with their policies, potentially risking financial ruin in the event of a loss. To help…
Read MoreSound the Alarm
On Wednesday, March 19, 2025 at 9:50 am the Ohio Emergency Management Agency and the National Weather Service conducted a Statewide Severe Weather Tornado Drill. While holding a drill is important, for you and your family you should also create an emergency plan in case there is a tornado or other severe weather situation like…
Read MoreCall of the Drones
Learn why insurance companies employ drones to assess and inspect property. Read why two investment property insureds recently received notices of non-renewal. Drone usage in the insurance industry is not new, but it is getting up close to more and more insureds, including those located in Ohio. While widespread loss assessment was an early application…
Read MoreWhat Lies Ahead for Churches Looking for Insurance?
Over the past six months our agency has seen a massive increase in calls for insurance coverage for Churches that have had their insurance coverage cancelled. What lies ahead is unknown except many of these Churches are going to have sticker shock. Premium increases have been affecting all lines of Property and Casualty Insurance. But…
Read MoreRestaurant Insurance. What’s on the Menu?
Learn about different types of commercial insurance applicable to restaurants. Read some practical applications pertaining to commercial insurance for restaurants. As restaurant owners and managers, you know what’s on the food and drink menu. But do you know what’s on the menu of insurance coverages protecting your restaurant business? Depending on the size and type…
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