Schools out for Summer a classic rock song by Alice Cooper shouts about being bored and having no intelligence, while these lyrics may sound harsh today, they are very appropriate when it comes to describing the deadliest driving time for teens. Each year a disproportionate number of teen driving deaths occur between Memorial Day and…

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Discover why investment property owners should consider business income insurance. Learn a few basics about the purpose and benefits of business income insurance. Planned walk-throughs are one way investment property owners address general upkeep and preventive maintenance. An additional proactive exercise is mentally walking through “what if” scenarios. Thinking about more than what you actually…

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What an exciting time for your Church’s youth as they get ready for their mission trips. While Church leaders are getting their students ready physically, spiritually and mentally don’t forget about the mundane. Make sure the Church’s vehicles are ready to complete their job, nobody wants to miss part of the mission trip experience while…

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Discover real value independent insurance agents add to commercial businesses. Read why commercial businesses should connect with independent insurance agents. No business is an island, as each one depends on vital connections. Independent insurance agents are a reliable and reachable connection for the needs of many commercial insureds. We are Independent for you, giving you…

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Your farm is more than your home, it’s your business. As with all businesses, the owners must make decisions for continuity’s sake in the event of a catastrophic loss. How are you supposed to support yourself and family while rebuilding after that tornado, fire, or other disaster you may face? Farmers can rest easy knowing…

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Spring has finally sprung in Northeast Ohio and everyday my street is lined with contractors’ vehicles. Landscapers, lawn sprinkler repair, painters, flooring installation, you get the idea. I often wonder how did the employer decide which one of their employees should have access to the company’s vehicles. At fault accidents are the most common cause…

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Read about pet insurance protection for your beloved pet dogs and cats. Discover two pet insurance coverage options available to owners of pet dogs and cats. Mention of first-born or oldest usually prompts a mental image of a human being. If you aren’t the first-born or oldest in your family, an older brother or sister…

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Greater Cleveland has many older apartment buildings however many of them still have fuses. Fuses were the norm prior to circuit breakers being installed in new construction to help wires from overheating and causing electrical fires. Fuses still work well when properly sized, however, in very old fuse boxes or overtime, the wrong amperage fuse…

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Learn one area of non-profit, tax-exempt status that is often misunderstood. Read why churches and non-profits should carefully monitor tax-exempt status. Throughout history, churches have received the benefit of some form of tax relief. In the United States, the granting of tax exemptions to churches pre-dates the American Revolution. Today, the widely recognized tax-exempt status…

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Every episode of Pinky & the Brain featured the question, “what are we going to do today, Brain?” Always with the retort, “same thing we do every day, Pinky, try to take over the world!” While you may not be trying to take over the world, one thing you should at least be thinking of…

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