Happy 35th Anniversary to the Insurance Board! Culture: That may seem a strange title for a blog post from an insurance agent, but with the importance of culture in our role servicing Religious Institutions throughout Northern Ohio, I believe it an important point to discuss. One of our partners, the United Church Insurance Associations (dba…

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A former church member recently released from prison (a convicted sex offender) approaches the church minister to ask for permission/consideration to return to church. What is the minister to do? This scenario is NOT out of the question today. It is foolish to pretend such a scenario could not exist in your church. Has your…

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Our offices are open on MLK Day! On the third Monday of every January, Americans observe the only federally recognized holiday celebrating the birth, life, and legacy of one man, a civil rights activist, Reverend Dr. Martin Luther King Jr. Though assassinated in 1968, the works and impact of Dr. King live on. His actions…

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Read a hypothetical example of how a church could jeopardize its 501(c)(3) status. Learn why cool heads and sound judgment must prevail in decision-making. Election years come and go, but when is the last time one started at a simmering boil?? Simmering boil is an oxymoron, but American politics are saturated in one now. Eventually,…

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If you did not hear about the terrible shooting at the West Freeway Church of Christ in White Settlement, Texas, 2 parishioners were shot to their death during Sunday morning’s service. The church’s volunteer security team then fatally shot the gunman within six seconds, preventing additional casualties. All of us here at Richey-Barrett Insurance offer…

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Ben and Pen are long-time, members of ABC Church (All ‘Bout Church), a hypothetical church located on the outskirts of a large town with just over 100 members. Ben and Pen have decided to donate to ABC Church two acres of land they own near the center of town. ABC is excited and accepts the…

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The holiday season, particularly the week of Christmas, is always a time of packing the pews. While more visitors and out-of-town guests provide extra fellowship and church life activity, the spike in auto and foot traffic may bring in added risk. Church pastors, administrators, and members alike should be mindful and vigilant to safeguard people…

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Your church is well-maintained and a beehive of activity, with people constantly buzzing around. Recently, it has had three slip and fall claims that have been paid out under the Medical Payments Coverage section of the church’s insurance policy. John, your insurance agent, has called the church to advise that this claim frequency is causing…

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Discover the three most common reasons churches receive property insurance claim denials. Learn why insurance is protection, but not the answer to prayer. Your church buys insurance for protection. Like any other organization, your church needs the practical benefits of insurance coverage to insulate it from financial loss. That said, insurance is not the answer…

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According to the Insurance Information Institute 30.2% of all church fires are started by lightning strikes. With that in mind, why don’t more churches have lightning rods? Lightning rods originally developed by Benjamin Franklin in the mid 1700’s still offer an effective method to divert the energy of a lightning strike. (read more) Lightning rods…

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