Religious Institutions and Non-Profit Insurance
Technology Doesn’t Have to be New to Still be Effective
According to the Insurance Information Institute, 30.2% of all church fires are started by lightning strikes. With that in mind, why don’t more churches have lightning rods? Lightning rods originally developed by Benjamin Franklin in the mid-1700s still offer an effective method to divert the energy of a lightning strike. Lightning rods do not attract…
Read MoreWhat Property Insurance Options Do I Have For My Church?
Reminiscing on when we drove through the countryside, we could not help but to enjoy the different scenery — some plain and some really interesting. Some of the most diverse buildings I think you will find are the Churches. Some are simple and plain while others are very stately built with stone, and can be…
Read MoreChurch Revitalization Lives in Different Forms
Read about the meaning of revitalization, and the promise and hope it embodies for churches. Learn basic elements to consider in the process of church revitalization. Revitalization. One word, infused with meaning, promise, and hope. Fuel for moving forward by stepping back to evaluate your church’s purpose, its mission, why it exists. Ongoing discouraging trends…
Read MoreA Checklist for New Board Members: Can You Check Yes?
As a new member on the board, the journey you are beginning can be very rewarding in helping your church reach its’ goals but understanding your responsibilities is a key to that success. “But as for you, Daniel, conceal these words and seal up the book until the end of time; many will go back…
Read MoreGrowing Old Doesn’t Mean Growing Up
The median age in the United States continues to increase and Northeast Ohio is growing older faster than most other urban areas. With that in mind, it is great to know the area is blessed with many great non-profit nursing homes and assisted living facilities that meet the needs of our aging society. Unfortunately, I…
Read MoreIt’s a Win-Win When Churches and Insurance Risk Management Unite
Discover why early detection warning systems are a win-win for churches and insurance companies. Read about accidental water loss frequency on church properties and risk mitigation. Churches and insurance risk management unite. Increasingly, church insurance is one sector of the commercial insurance market in which some insurance companies are preemptively requiring insureds that have a…
Read MoreThe Lost Year of 2020 and Church Liability Insurance Premiums
Discover why church cutbacks related to COVID-19 may result in partial insurance premium returns. Read about reductions in church operations that may lower insurance liability premiums. In many ways COVID-19 has collectively rendered 2020 as the lost year. Nobody has escaped some element of personal tragedy, economic loss, or disruptive lifestyle adjustments, due to COVID-19.…
Read MoreSafe Church Policy
What is meant by the term “safe church policy”? Essentially, it is an intentional plan implemented by a church to prevent acts of sexual abuse. A safe church policy is designed to protect all persons from acts of sexual abuse, whether an alleged act is committed by a person of authority (i.e. minister, pastor, rabbi,…
Read MoreOh No! When Your Church Upsets More Than Stomachs
What do the church picnic, annual potluck, and bake sale fundraisers all have in common? Give up? The answer is people helping people in a multitude of different traditions. The classic summertime picnic for your church is usually the highlight of the events and is greatly anticipated by all. The thoughts of what dish I…
Read MoreInjury to a Church Volunteer, Who Pays?
Steve, a hypothetical church volunteer in this example, is a longtime, trusted, and active church member. Steve helps the church in all manner of tasks, from participating in counting the weekly collection on Sunday morning to knocking off icicles on the church gutters. Recently Steve was injured on church property when he fell about six…
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