Religious Institutions and Non-Profit Insurance
Called to Gather and Serve
Discover parallel themes applicable to church life/works and to insurance. Read an out-of-the-box presentation of themes relating to both church life and insurance. Worship gathers church members and friends. It is a coming together for praise, prayer, and communion. From that solemn ceremony, we are each called to go forth and serve, as our Creator…
Read MoreChurch Fire
On average 1,300 church fires are reported each year, don’t become a statistic. With more than $40,000,000.00 in fire damage occurring in Churches each year, this is a great time to review some basic loss control items around your Church. Arson comprises 25% of church fires, 30% of church fires result from mechanical failures related…
Read MoreNeed, Greed, and Deed
Learn about church embezzlement and basic safeguards to prevent or detect it. Read two examples of church embezzlement involving access to cash and credit card. Embezzling is stealing. It happens everywhere, from within corporate cubicles, to behind the desks of public officials sworn into office, to right under church roofs. It is actually common in…
Read MoreWhat Lies Ahead for Churches Looking for Insurance?
Over the past six months our agency has seen a massive increase in calls for insurance coverage for Churches that have had their insurance coverage cancelled. What lies ahead is unknown except many of these Churches are going to have sticker shock. Premium increases have been affecting all lines of Property and Casualty Insurance. But…
Read MoreThou Shalt Not Steal
Read why churches and religious entities need to know about copyright law. Learn that “thou shalt not steal” applies to your church’s use of creative content. The 8th commandment of the Bible is simple and straightforward. Everyone reading this is familiar with it and knows not to steal. However, when the subject of stealing veers…
Read MoreElections and Politics in your Church
As I was driving back to the office last week I passed a Church with a lot of political signs in their front yard. That made me think about a blog I had written 8 years ago regarding the separation of church and state and some of the pitfalls that can befall a Church if…
Read MoreLook Out For … Or Be Without
Read why maintaining church property(ies) is a must for insurance purposes. Learn why a church might possibly receive a cancellation or non-renewal notice. Look out for your church property(ies). There is no practical way to avoid routine maintenance, scheduled walkarounds, and impromptu checks to assess the state of your church buildings. Churches that ignore or…
Read MoreProtect Your Church From a Troubling Surge in Vandalism
Vandalism has occurred throughout Greater Cleveland’s Churches. From Annunciation Greek Orthodox Church in Tremont, to Immaculate Conception Church in Willoughby to St. Francis de Sales in Parma no area Churches are immune from this troubling trend. But what can a Church do? Locking your doors and walking away is not enough today and with more…
Read MoreLoading Up for Summer Mission Trips
Many Churches have already planned their summer mission trips for the year and I see youth groups and adults traveling to varied places from Biloxi Mississippi to the Potawatomi Indian Reservation in Wisconsin, but one thing is for certain if you are traveling in a 15-passenger van extra precautions must be taken. Depending on how…
Read MoreWWDD (What Water Damage Does)
Discover real risk to church property associated with water damage. Read why a water sensor system is an effective loss control measure for churches. Water is powerful. One of the most famous stories in the Old Testament involves the parting of the waters of the Red Sea. Film and drawings have etched the divine acts…
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