Learn a few basics about commercial drones and insurance for commercial drones. Read why commercial drones are on the rise and why you need drone insurance. Technology continues to put it out there and change what and how things are done. Commercial drones are on the rise, literally, and have the potential to bring about…

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Read why your business should proactively address the real threat of a cyberattack. Learn the role cyber security and cyber insurance play in risk management. Cyberattacks are the fastest growing crime in the country. Every entity, organization, business, or individual that is connected to the Internet is a potential target. For those reading this, that…

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Read why commercial property rates are increasing in all locations in 2020. Learn about one, across-the-board effect of catastrophic commercial property losses. Cleveland and Northeast Ohio are home to a wealth of commercial real estate. The gamut includes world class health care facilities; cultural institutions; theaters; research, manufacturing, and food processing operations; apartment buildings; churches;…

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Learn about functional value as a potential alternative for older church buildings. Read why functional value may be a practical choice for older churches Generational shifts in church membership are real and widespread. With headcounts dropping and expenses maintaining at best, many churches are exploring options to cut costs. For those churches which qualify, the…

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Read key elements about reporting business and commercial insurance liability claims.  Learn why time is crucial in reporting business and commercial insurance liability claims. Last month’s blog, “Protect Your Interests with R E P O R T,” provided a framework for business and commercial insureds with respect to reporting property losses. Today’s blog focuses on…

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Would you allow someone with little or no prior experience to operate a 100,000 piece of machinery? If not, why would you allow someone who has several speeding tickets and a couple at-fault accidents in the last three years to drive your new $80,000 truck in heavy urban traffic? The majority of auto accidents are…

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Discover how inattention to proper clean-up could impact a business’ third-party liability. Read a scenario in which “clean up or pay up” could potentially apply to a commercial business. Whether you read it, hear it, or say it, there is definitely a common-sense ring to the phrase, “clean up or pay up.” It’s a first-party…

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Read about reporting a property loss under your business and commercial insurance policy. Learn how R E P O R T may help you stay on top of a business and commercial property loss. Unknown covers a lot of ground. Generally speaking, insurable property losses involve what is unknown, until it becomes a sudden and…

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March marks National Women’s History Month, a month dedicated to the contributions and legacies of women. It would be remiss of us to not recognize the women who make up our own field. The insurance industry is a women-dominated field, making up about 60% of the workforce each year. The kicker is women are underrepresented…

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Northeast Ohioans who operate independent businesses from home are a diverse population from stay-at-home parents to semi-retirees. Some are budding entrepreneurs, and some are earning money doing what they love to do. The bottom line is home-based businesses generate business income. The standard homeowner’s insurance policy covers some business personal property, but it excludes any…

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